Buy Now, Pay Later at South Coast Optometrists

We understand the importance of timely eye care and eyewear, so we offer a convenient Buy Now, Pay Later (BNPL) service. This option lets you purchase glasses and contact lenses or access services immediately while managing payments through flexible instalments. Our BNPL service features a straightforward application process with immediate approval, typically without impacting your credit score.

How It Works:

Select Your Items: Choose the eyewear or services you need from our extensive selection.
Instant Approval: Apply in-store or online and get instant approval to spread the cost over time.
Flexible Installments: Repay in easy instalments with terms that fit your budget.

Interest and Fees

BNPL service allows you to manage payments over time without interest charges. However, while BNPL platforms do not charge interest, late fees will apply if payments are not made on time. These can occur if there isn't enough credit on a maxed-out card or insufficient funds in your bank account.

Additional BNPL fees may include early exit, monthly account-keeping, credit establishment, and payment processing fees. Using a credit card with BNPL can also lead to interest charges by your card provider if the full balance isn't paid by the due date. We recommend confirming all potential fees with your BNPL service and credit card issuer to avoid surprises.

BNPL Eye Care in Seaford and Aldinga

South Coast Optometrists offers several BNPL services to make your eye care purchases more manageable. We partner with leading providers like Afterpay and Zip Pay, each with unique payment plans and fee structures.

Afterpay allows you to split the purchase price into four equal fortnightly instalments. For purchases over $500, the first instalment is due immediately. Late fees are applicable for delayed payments.

Zip Pay offers a flexible credit arrangement with a minimum limit of $350 and a maximum of $1,000 and the choice to set up weekly, fortnightly, or monthly repayments. Enjoy up to 60 days fee-free, with a minimal monthly charge if the balance continues.

This system eases immediate financial burdens and aligns with our commitment to providing accessible, high-quality eye care. Consult with our team if you'd like to learn more about our BNPL services.